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Home > Blog > Freedom Insurance Blog Page 10
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Freedom Insurance Blog Page 10

View the latest blog posts from Freedom Insurance.

Thursday, April 2, 2020

Are High Value Items Covered by Home Insurance?

High value items will be covered under a typical home insurance policy, but not past a certain dollar amount, unless your policy includes special provisions. Different insurance companies may have different limits, but generally it breaks down something like this: $1,500 per item $3,000 for combined value READ MORE >>

Thursday, March 26, 2020

Should You Consider Home Insurance Rates When Buying a Home?

When you buy a new home, you want to make sure it's within your budget. That includes not just the purchase price but also other ongoing expenses such as home insurance. What's the Average Cost of Home Insurance? The average cost of home insurance ranges from $598 in Delaware to $2,559 in Oklahoma. READ MORE >>

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Thursday, March 26, 2020

How Do I Prepare My Motorcycle for the Spring?

Once the snow melts and the warm weather starts inching in, it’s time to finally free your motorcycle from the garage. But it’s too dangerous to simply jump on and go after it’s been sitting for over a month. Even if you’ve kept up regular maintenance, it’s important to do one last, thorough check of your motorcycle before taking off. READ MORE >>

Tuesday, March 24, 2020

When Is It Legal and Illegal To Pass Someone?

If you get a ticket for illegal passing, it could be a moving violation that puts points on your license and could lead to your auto insurance rate to increase. You know to follow the law, but when exactly is it legal and illegal to pass someone? Passing on the Left The rules for passing on the left are pretty simple. READ MORE >>

Thursday, March 19, 2020

What to Do About Home Insurance When You Live in Your Home Part-Time

If you don't live in your home the entire year because it's your vacation home, you're a snowbird or you just like to take long vacations, you need to pay close attention to your home insurance. Living in your home part-time creates extra insurance risks, so you may need extra coverage. READ MORE >>

Tuesday, March 17, 2020

When Does A Non-Powered Vehicle Need Insurance?

Generally speaking, if your vehicle doesn't have a motor, you're not legally required to carry insurance on it. This means bicycle, rowboat and even sailboat owners can choose not to carry insurance on their mode of transportation. Even trailers generally don't need to be insured, by law. READ MORE >>

Thursday, March 12, 2020

Does Your Auto Insurance Cover Your Camper Trailer?

When you tow a camper trailer, you want to know that your car insurance protects you. It typically will give you some protection, but there are a few things you need to know. Liability Coverage When you tow a camper trailer or other trailer, the most common rule is that your liability protection will extend to driving while towing. READ MORE >>

Tuesday, March 10, 2020

How to Properly Inventory Your Home

How exactly does your home insurance protect you when you need it? The key is having a good inventory to be able to prove what you owned and what it was worth. Here's what you should do. 1. Save All Receipts Keep all your receipts for both proof that you owned each item and what you paid for it. READ MORE >>

Thursday, March 5, 2020

Moving To A New Office? Here’s What Your Insurer Needs To Know

Whether you're expanding your business, downsizing or you just found a place with lower rent across town, a new office means you're going to have to make some changes to your existing business insurance policy. The rule of thumb is the same as always: The more your insurer knows, the better they'll be prepared to provide you with the coverage that you need. READ MORE >>

Tuesday, March 3, 2020

Annual vs. Monthly Payments

When signing up for auto insurance, you have the option of making a single annual payment instead of monthly payments. In some cases, this isn't a bad idea, but there are pros and cons to the annual payment plan. Neither option is best, but one might be better for you than the other, depending on your circumstances. READ MORE >>

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