Commercial Cargo Insurance
Tractor-trailer drivers and trucking companies are responsible for transporting cargo safely to reach its intended destination intact and on time. However, accidents happen, and commercial cargo insurance can help cover the costs associated with unfortunate events like a load that spills on a waterway or roadway.
The agents at Freedom Insurance in Macon, Georgia, understand which coverages trucking companies need to help protect the company’s financial future. Contact us today to learn more about commercial cargo insurance and to get a quote.
What Coverage Is Included With Commercial Cargo Insurance?
Cargo insurance helps protect the cargo you haul. It insures your trailer’s contents and the machinery that keeps the load safe and secure, including temperature-control equipment.
Your coverage depends on the type of commodities you typically haul and the shipper’s requirements.
Your cargo insurance may include coverage for:
Who Needs Commercial Cargo Insurance?
The Federal Motor Carrier Safety Administration (FMCSA) and Georgia have rules about insurance for commercial motor carriers. Primary liability coverage is mandatory, but many other coverages are optional.
Your agent can recommend specific coverages to help you avoid the financial hardship accompanying an accident or incident, including commercial cargo insurance. Many carriers choose to add umbrella coverage in case they are legally liable for damages that exceed the limits of their liability insurance policy limits.
Get the Commercial Cargo Insurance You Need
Insuring your cargo is just as important as insuring your truck and trailer. Our commercial truck specialists are ready to help you understand your options so you can make educated decisions about this essential coverage.
Contact Freedom Insurance today to learn more about properly insuring your vehicle, equipment and cargo.