Recreational Vehicle Insurance

Insurance coverage is essential if you own a recreational vehicle (RV). Because of their unique nature, RVs are vulnerable to various accidents and other incidents. Having RV insurance is an excellent way to protect yourself financially. 

What Does RV Insurance Cover? 

In addition to including protection matching the driving and property risks associated with your motorhome, standard RV insurance might cover the following: 
Liability insurance helps insure against damage or injuries you cause to others if you are at fault in a wreck. 
Collision insurance helps cover damage to your vehicle after a wreck. 
Comprehensive insurance helps pay for vehicle damage from non-accident mishaps, such as weather damage. 
Medical payments coverage helps cover your medical bills and passengers’ expenses. 
Uninsured/underinsured insurance helps insure you against damage caused by someone else who doesn’t have appropriate liability coverage. 
Campsite and vacation coverage helps cover liabilities associated with using the RV as a vacation property. 
Full-time residence insurance is intended for those permanently living in their RVs. 

Other coverage offers help for roadside assistance, rental car coverage and expenses protection (for expenses such as emergency hotel bills). 

How Does RV Insurance Work? 

RV insurance works like most insurance policies. It provides financial protection if you cause injuries or damages to another person or vehicle. You will likely have to pay an out-of-pocket cost after an accident before your insurance assists you, commonly known as a deductible. 

If you are an RV owner near Macon, Georgia, we can help you get the insurance coverage you need. The agents at Freedom Insurance are ready to help motorhome owners learn more about RV insurance policies so they can decide on the right coverage for their homes on wheels. For additional information, contact us today at 478-784-1885.