Business Insurance in Macon, GA

Business insurance helps you manage risks that can slow down your workflow or lead to added expenses. Whether you're in retail, food service, office work or contracting, Freedom Insurance can offer business insurance plans in Georgia.

What Types of Business Insurance Do I Need?

You may need different types of insurance depending on your risks:

• Commercial property insurance can help pay for damage to buildings, equipment or inventory caused by numerous risks, including fire, theft or storms.
• General liability insurance can help cover the costs of third-party injury or property loss caused by your operations.
• Business interruption insurance can help cover costs like payroll and rent if a covered event forces your business to close temporarily
• Commercial auto insurance may apply to vehicles used for business purposes, whether a single car or a fleet.
• Workers' compensation insurance can cover medical bills and lost wages if an employee gets injured at work. Most businesses in Georgia are required to have it.

How Much Does It Cost?

Insurers determine your rates based on your:

• Type of business
• Size
• Location
• Coverage
• Claims history
• Safety practices
• Credit history

Is My Car Included in This Policy?

Personal cars typically aren’t included in business insurance, which is designed for company-owned vehicles. If you use a personal vehicle for work tasks, like meeting clients or making deliveries, it’s best to check with your insurer; some personal plans may offer partial coverage.

Using a personal vehicle for work purposes may require commercial auto insurance that can cover liability, damage and other related risks.

We’re Here to Help

Speak with our agents to see what options may work for you. Contact Freedom Insurance now for a custom quote.